Understanding State Laws and Vehicle Insurance Coverage

Even though you may have mastered the rules of the road to pass the requirements to obtain your driver’s licenses, choosing car insurance coverage is often a little more complicated. If you’re just beginning your search, there are a couple of things to keep in mind before selecting a policy. It’s important to begin your [...]

Insurance Coverage for Mature Motorists: Knowing When to Hand Up the Keys

The increasing number of older Americans behind the wheel leaves many family members wondering how much longer their loved ones will be able to keep auto insurance coverage. According to statistics provided by the Federal Highway Administration published in 2008 revealed that 10% of all motorists, or 21.6 million licensed drivers, in the United States [...]

The Pros and Cons of Accident Forgiveness Insurance Coverage

Several companies are promoting vehicle insurance coverage that conveniently looks the other way if you have accident. Sounds too good to be true? Well, maybe it is. While there are some advantages to the accident forgiveness trend, there may be a few things agents don’t mention when you purchase the accident forgiveness. The Pros of [...]

No Fault Insurance Coverage: Legalized Hit and Run?

No Fault Car Insurance coverage laws are popping up across the country, and consumers are quickly becoming the victims of much more than traffic accidents.  There are a number of reasons why the true cost of this type of auto insurance coverage is higher than most drivers can or are willing to pay.   The idea [...]

Insurance Tips: What’s a Car Insurance ID Card?

Many drivers don’t realize the importance of a Car Insurance identification card until the unfortunate event of being involved in an accident, especially in fender benders in which they are at fault.  It’s also possible when being pulled over during a traffic stop to show proof of vehicle registration and Car Insurance coverage.  Also, it’s [...]

How Traffic Tickets Affect Insurance Coverage

Although you may be a safe and responsible driver, accidents do happen that can negatively affect your insurance coverage.   Depending on the traffic violation and state laws, the consequences are often felt in higher premiums or even potentially cancelling your insurance coverage altogether.  While non-moving violations such as a parking ticket usually don’t affect coverage, [...]

Insurance Coverage – 7 Types of Auto Insurance Coverage

If you have ever been in an auto accident, then chances are you have a greater appreciation of your auto insurance and provider. Yes, auto insurance coverage can be expensive, but so is the alternative. However, as the cost of living continues to rise, perhaps you are considering lowering the amount you spend on auto [...]

Are you aware of certain facts of gap insurance coverage?

Whenever you’ll purchase an auto insurance policy, you must try to find out whether or not your policy includes gap insurance coverage. It’s because, your car value depreciates with the gradual progress of time. If you have brought a new branded car, then you must purchase gap coverage. Otherwise, your insurance company will reimburse you [...]